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AtoB Flex: fees, rebates and who it suits
🇺🇸 Universal (Mastercard), credit fuel card from AtoB (issued by Celtic Bank). Figures below were read from the issuer's own pages on 19 Oct 2026.
| Issuer | AtoB (issued by Celtic Bank) |
|---|---|
| Country | United States |
| Card type | Universal (Mastercard), credit |
| Network / acceptance | Anywhere Mastercard is accepted; AtoB Discount Network |
| Card fee | $15/month for 1–5 cards, then $3/month per additional card |
| Account fee | Included in the above |
| Setup fee | $35 one-time |
| Transaction / network fees | No transaction fees (per AtoB) |
| Late payment fee | Not published |
| Discount / rebate | Average 42¢ and up to $2.00/gal off truck diesel; 5¢/gal unleaded in AtoB Discount Network (issuer averages) |
| Credit requirements | Credit card product, subject to credit approval; limit based on weekly fuel spend |
| Fleet size fit | 1 vehicle, 2–10, 11–50 vehicles |
Accepted at
“Everywhere Mastercard is accepted — over 99% of fuel stations and truck stops nationwide … 30,000+ Retail fuel stations 4,200+ High-flow truck stops”
Source: atob.com/overview · checked 19 Oct 2026
| Accepted at | Anywhere Mastercard is accepted (issuer: over 99% of fuel stations and truck stops) |
|---|---|
| Discounted at | AtoB Discount Network: 30,000+ retail stations and 4,200+ truck stops |
| Find sites | In-app Fuel Map only |
Site counts are the issuer's own claim, quoted word for word. We don't map or verify individual sites; check the issuer's locator before you rely on a station.
Key features
- Trucking-focused discounts
- Optional Premium add-on ($3/card/month)
- Business credit bureau reporting
Sources
Checked 19 Oct 2026. We re-check these pages weekly and log changes on the recent changes page.