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FNB Auto Advance Card (prepaid): fees, rebates and who it suits
🇿🇦 Prepaid fleet card fuel card from FNB (FirstRand Bank). Figures below were read from the issuer's own pages on 19 Oct 2026.
How South Africa's regulated fuel price affects fuel cards
In South Africa the retail petrol price is regulated and set monthly, and retailers may not give consumers a benefit on a petrol sale. The retail diesel price is not regulated (only a wholesale list price is published). So card discounts are diesel-only: for petrol vehicles a card is worth its fees, controls, toll handling and credit terms, not a pump discount. Per-fuel-transaction fees are common, so we show them separately.
Sources: Department of Mineral and Petroleum Resources: Fuel Price Structure · Petroleum Products Act regulations on payment cards at retail sites, reg. 3 (retail price maintenance).
| Issuer | FNB (FirstRand Bank) |
|---|---|
| Country | South Africa |
| Card type | Prepaid fleet card |
| Network / acceptance | Fuel, oil, repairs and maintenance at participating merchants (tolls not supported) |
| Card fee | R86.94 per vehicle per month (card administration) |
| Account fee | Auto online: no charge |
| Setup fee | Not published |
| Transaction / network fees | R6.46 per transaction |
| Late payment fee | Not published |
| Discount / rebate | 'Fuel rewards' included at no extra cost (rates not published) |
| Diesel discount | Not published |
| Petrol discount | None published (SA retail petrol price is regulated; retailers may not give petrol discounts) |
| Per-fuel-transaction fee | R6.46 per transaction (pricing guide 1 Jul 2026 – 30 Jun 2027) |
| Credit requirements | Prepaid — no credit facility needed; 'available to all business owners, no matter where you bank' |
| Fleet size fit | 1 vehicle, 2–10, 11–50 vehicles |
Accepted at
No site count published by the issuer.
Source: www.fnb.co.za/business-banking/fleetAutoServices/index.html · checked 19 Oct 2026
| Accepted at | Fuel, oil, repairs and maintenance at participating merchants; tolls not supported |
|---|---|
| Find sites | No public FNB fleet locator found |
Site counts are the issuer's own claim, quoted word for word. We don't map or verify individual sites; check the issuer's locator before you rely on a station.
Key features
- Card replacement R96.91 per incident
- Slip request R108.24 per incident
- Balance notification each time a driver transacts
- Tolls cannot currently be paid with Auto Advance
Sources
- www.fnb.co.za/business-banking/fleetAutoServices/index.html
- www.fnb.co.za/downloads/pricing-guides/FNB-Business-Accounts.pdf
Checked 19 Oct 2026. We re-check these pages weekly and log changes on the recent changes page.