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Business fuel cards in the US

13 business fuel cards available in the US. Fees and discounts are read straight from each issuer's own pages and shown in USD; we re-check them weekly.

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13 cards

  1. AtoB Flex

    AtoB (issued by Celtic Bank)

    Universal
    Card fee
    $15/month for 1–5 cards, then $3/month per additional card
    Transaction fee
    No transaction fees (per AtoB)
    Discount / rebate
    Average 42¢ and up to $2.00/gal off truck diesel; 5¢/gal…
    Sites
    99%; 34k+ discount
    Fleet fit
    1 vehicle 2–10 11–50
    Works at
    • Mastercard network
    See full details for AtoB Flex

  2. AtoB Unlimited (prepaid)

    AtoB

    Prepaid
    Card fee
    $3 per active card per month ($6 with premier features)
    Transaction fee
    None stated
    Discount / rebate
    Up to 25¢/gal via AtoB Driver App after 3 months of card use
    Sites
    Visa
    Fleet fit
    1 vehicle 2–10
    Works at
    • Visa network
    See full details for AtoB Unlimited (prepaid)

  3. Circle K Pro Fleet Card

    Circle K (with WEX)

    Branded
    Card fee
    None ('zero monthly or annual fees')
    Transaction fee
    Not published
    Discount / rebate
    New accounts: 10¢/gal promotional rebate for the first 180…
    Sites
    6,000+ Circle K
    Fleet fit
    1 vehicle 2–10 11–50
    Works at
    • Circle K
    See full details for Circle K Pro Fleet Card

  4. Coast Fleet Card

    Coast (card issued by Celtic Bank)

    Universal
    Card fee
    $4 per active user per month
    Transaction fee
    No per-transaction fees in the US; 2.5% on international…
    Discount / rebate
    3–9¢/gal at partner stations; 1¢/gal statement rebate…
    Sites
    Visa; 30k+ partner
    Fleet fit
    2–10 11–50 51+
    Works at
    • Visa network
    See full details for Coast Fleet Card

  5. Comdata Simple Saver

    Comdata (Corpay)

    Truck-stop network
    Card fee
    Not published
    Transaction fee
    $0 truck-stop fee
    Discount / rebate
    Up to 25¢/gal off diesel at TA/Petro; up to 8¢ at Pilot and…
    Sites
    6k+ truck stops
    Fleet fit
    1 vehicle 2–10
    Works at
    • TA/Petro
    • Pilot
    • Love's
    • Exxon/Mobil
    See full details for Comdata Simple Saver

  6. Fuelman Mixed Fleet (Basic / Pro / Enterprise)

    Fuelman (Corpay)

    Universal with discount…
    Card fee
    Plan fee: Basic $39/month, Pro $59/month, Enterprise…
    Transaction fee
    Not published
    Discount / rebate
    8¢/gal on diesel and unleaded at Discount Network…
    Sites
    60k+; 40k+ discount
    Fleet fit
    2–10 11–50 51+
    Works at
    • Fuelman network
    • Exxon/Mobil
    • Chevron/Texaco
    • ARCO
    • +10
    See full details for Fuelman Mixed Fleet (Basic / Pro / Enterprise)

  7. Love's Express Card

    Love's Financial

    Branded truck-stop card
    Card fee
    Not published
    Transaction fee
    None ('No … transaction fees')
    Discount / rebate
    Not published Unverified
    Sites
    600+ Love's
    Fleet fit
    1 vehicle 2–10 11–50
    Works at
    • Love's
    See full details for Love's Express Card

  8. Mudflap Fuel Card

    Mudflap (issued by Celtic Bank)

    Universal
    Card fee
    None (no annual, monthly, per-card or subscription fees)
    Transaction fee
    None (no per-swipe or out-of-network fees)
    Discount / rebate
    Up to $1.00/gal at in-network truck stops…
    Sites
    70k+; 3.6k in-network
    Fleet fit
    1 vehicle 2–10
    Works at
    • Visa network
    See full details for Mudflap Fuel Card

  9. RoadFlex Unlimited (prepaid) / Prestige

    RoadFlex

    Universal
    Card fee
    $0 account administration fee
    Transaction fee
    $0 transaction and out-of-network fees
    Discount / rebate
    Per-gallon discounts in partner network…
    Sites
    Visa
    Fleet fit
    1 vehicle 2–10 11–50 51+
    Works at
    • Visa network
    See full details for RoadFlex Unlimited (prepaid) / Prestige

  10. Shell Card Business

    Shell (issued by WEX Bank)

    Branded
    Card fee
    None
    Transaction fee
    None (no out-of-network or truck-stop transaction fee in…
    Discount / rebate
    Tiered Shell rebate per billing cycle: 2¢…
    Sites
    ~12,000 Shell
    Fleet fit
    1 vehicle 2–10 11–50
    Works at
    • Shell
    See full details for Shell Card Business

  11. Shell Card Business Flex

    Shell (issued by WEX Bank)

    Universal
    Card fee
    Up to $2.00 per card per month
    Transaction fee
    Up to $1.00 per transaction at non-Shell locations; $1.25…
    Discount / rebate
    Shell rebate 1¢…
    Sites
    ~95%
    Fleet fit
    2–10 11–50
    Works at
    • Shell
    See full details for Shell Card Business Flex

  12. TCS Fuel Card

    TCS Fuel

    Truck-stop network
    Card fee
    $0 (no activation, membership, monthly or annual fees)
    Transaction fee
    $0 at 2,300+ in-network truck stops
    Discount / rebate
    Average 49¢/gal in network (TCS client average Q1–Q3 2026)
    Sites
    12k+; 2.3k in-network
    Fleet fit
    1 vehicle 2–10
    See full details for TCS Fuel Card

  13. WEX Fleet Card

    WEX

    Universal fleet card
    Card fee
    Price quoted per customer
    Transaction fee
    Price quoted per customer
    Discount / rebate
    3–15¢/gal in WEX EDGE savings network; 1–3¢/gal elsewhere…
    Sites
    ~95%
    Fleet fit
    2–10 11–50 51+
    Works at
    • Shell
    • Exxon/Mobil
    • BP
    • Chevron/Texaco
    • +11
    See full details for WEX Fleet Card

Key facts only, trimmed to fit; each card's page has the full wording, sources and checked dates. "Sites" is the issuer's own claim. "Not published" means we couldn't find the figure on the issuer's public pages. "Unverified" values are partly confirmed; see the card page for why.

Where can you fill up?

Most US fleet cards ride one of a few closed-loop networks (WEX, U.S. Bank Voyager, Corpay Fuelman). Truck-stop chains run their own networks, and fintech cards use the Visa and Mastercard rails.

  1. Universal closed-loop networks

    • WEX
    • U.S. Bank Voyager
    • Fuelman

    WEX: 'almost 95% of U.S. fuel stations'. Voyager: 'more than 320,000' fuel, truck stop, EV, maintenance and service locations (sold through resellers, so no Voyager card is listed: fees vary). Fuelman: 60,000+ stations, split into brands where it is 'accepted at all branded locations' and brands where only participating sites take it. Shell is not on Fuelman's lists.124

    Cards: WEX Fleet Card, Fuelman Mixed Fleet (Basic / Pro / Enterprise)

  2. Brand cards (mostly issued by WEX Bank)

    • Shell
    • Exxon/Mobil
    • Circle K
    • bp / Amoco
    • Brand-only
    • Universal

    Brands sell a brand-only card plus a 'Universal' or 'Flex' version on the WEX network. Shell Card Business: Shell only; Flex: about 95%. ExxonMobil: nearly 12,000 Exxon and Mobil stations, or 95% of US retail stations with 'additional fees'. Circle K Pro Fleet: Circle K only; Pro Universal adds 95% through WEX. bp's earnify fleet card (WEX and Mastercard): 95% of stations, rebates only at bp, Amoco, Thorntons, TA, Petro and TA Express.71615

    Cards: Shell Card Business, Shell Card Business Flex, Circle K Pro Fleet Card

  3. Truck-stop networks

    • Comdata
    • EFS / Fleet One
    • Pilot Axle
    • Love's

    Comdata: 6,000+ truck stops incl. Love's, Pilot/Flying J and TA/Petro. Exxon and Mobil stations now take EFS, Fleet One and Comdata. TA-Petro fuel desks take Comdata, EFS, FleetONE, Voyager, WEX and others. Chain cards are narrowest: Pilot's Axle card at Pilot, Flying J and One9 only (950+ in the US and Canada); Love's Express Card at 600+ Love's.57891011

    Cards: Comdata Simple Saver, TCS Fuel Card, Love's Express Card

  4. Visa and Mastercard rails

    • Visa
    • Mastercard

    These work wherever the card network is accepted; discounts apply only at partner stations. Visa is the only credit card network Costco gas stations take.181912

    Cards: Coast Fleet Card, AtoB Unlimited (prepaid), RoadFlex Unlimited (prepaid) / Prestige, Mudflap Fuel Card, AtoB Flex

Where each card works

Card / networkShellExxon / MobilChevron / TexacoBP / Amoco7-Eleven / SpeedwaySheetz / Wawa / Casey'sPilot / Flying JLove'sTA / PetroWalmart / Sam'sCostcoBuc‑ee's
WEX network1812Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Unverified or conflictingNot acceptedUnverified or conflicting
U.S. Bank Voyager23814Listed by a reseller, not the issuerListed by a reseller, not the issuerListed by a reseller, not the issuerListed by a reseller, not the issuerListed by a reseller, not the issuerListed by a reseller, not the issuerListed by a reseller, not the issuerListed by a reseller, not the issuerAccepted (issuer or retailer says so)Unverified or conflictingNot acceptedUnverified or conflicting
Fuelman41712Unverified or conflictingAccepted (issuer or retailer says so)Accepted (issuer or retailer says so)Partial: participating sites onlyPartial: participating sites onlyAccepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Not acceptedAccepted (issuer or retailer says so)
Comdata57812Unverified or conflictingAccepted (issuer or retailer says so)Unverified or conflictingUnverified or conflictingUnverified or conflictingUnverified or conflictingAccepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Unverified or conflictingNot acceptedUnverified or conflicting
EFS / Fleet One67812Unverified or conflictingAccepted (issuer or retailer says so)Unverified or conflictingUnverified or conflictingUnverified or conflictingUnverified or conflictingUnverified or conflictingUnverified or conflictingAccepted (issuer or retailer says so)Unverified or conflictingNot acceptedUnverified or conflicting
Visa fleet cards181214Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Unverified or conflictingUnverified or conflictingUnverified or conflictingUnverified or conflictingAccepted (issuer or retailer says so)Listed by a reseller, not the issuer
Mastercard fleet cards19151214Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Accepted (issuer or retailer says so)Unverified or conflictingUnverified or conflictingUnverified or conflictingUnverified or conflictingNot acceptedListed by a reseller, not the issuer
Pilot Axle910Not acceptedNot acceptedNot acceptedNot acceptedNot acceptedNot acceptedAccepted (issuer or retailer says so)Not acceptedNot acceptedNot acceptedNot acceptedNot accepted
Love's Express11Not acceptedNot acceptedNot acceptedNot acceptedNot acceptedNot acceptedNot acceptedAccepted (issuer or retailer says so)Not acceptedNot acceptedNot acceptedNot accepted
  • Accepted (issuer or retailer says so)
  • Listed by a reseller, not the issuer
  • Partial: participating sites only
  • Not accepted
  • Unverified or conflicting

WEX row includes brand Universal/Flex cards. Visa: Coast, AtoB Unlimited, RoadFlex, Mudflap. Mastercard: AtoB Flex, earnify, Comdata Mastercard. Comdata and EFS rows are their proprietary cards. Visa and Mastercard rows assume the station takes that card network; truck lanes can differ. 'No' for Pilot Axle and Love's means the issuer lists only its own locations. Fuelman's 'Partial' means only participating sites (7-Eleven, BP/Amoco); Speedway is listed in full. Circle K: WEX lists it; Fuelman participating only.

Cross-refuelling in short

The three closed-loop networks overlap more than they differ: WEX, Voyager and Fuelman each reach most majors and truck stops. The differences are at the edges: Shell isn't on Fuelman's lists, while Walmart, Sam's and Buc-ee's appear on Fuelman's list only. Rebates also apply in different places. Brand cards come as brand-only or as a Universal version on WEX, often with a fee outside the brand. Truck-stop chain cards are the narrowest, but truck-stop fuel desks also take Comdata, EFS, WEX and Voyager. For warehouse clubs, a Visa fleet card is the safe choice.1248

Which card for which fleet

  • Mixed light-duty fleets A WEX-network Universal card (brand or WEX's own) or Voyager covers most stations; a Visa fleet card fills the Costco gap.
  • Walmart, Sam's Club, Buc-ee's, Texas and the Southeast Fuelman is the only closed-loop network that lists these chains (rebates may not apply there).
  • Over-the-road trucking Comdata or EFS cover the major truck-stop chains; a Pilot Axle or Love's card only makes sense if you mostly fuel at that chain.
  • Cross-border (Canada/Mexico) Voyager Mastercard, EFS and Comdata are the options most often cited for Canada and Mexico; we haven't confirmed this on issuer pages yet.

General information, not advice: check each issuer's terms and locator for the stations you use.

  1. WEX, Fleet card accepting locations (brand list)
  2. U.S. Bank, Voyager Fleet program (PDF)
  3. P-Fleet (Voyager reseller), Voyager accepting brands
  4. Fuelman, network (brand lists updated 14 Jan 2026)
  5. Comdata, small fleets
  6. EFS and Fleet One (WEX)
  7. ExxonMobil, fleet fuel cards
  8. TravelCenters of America, Fleets (fuel desk cards)
  9. Pilot Company, credit offerings (Axle)
  10. Pilot Company newsroom, Axle Fuel Card
  11. Love's Financial, fuel card bundles
  12. Costco, accepted payment methods
  13. Buc-ee's, FAQ
  14. P-Fleet (Voyager reseller), fuel cards at Buc-ee's
  15. bp America, earnify fleet
  16. Circle K Pro, Fleet Card
  17. Comdata/FLEETCOR, ExxonMobil network agreements, 7 Sep 2022
  18. Coast, cards
  19. AtoB, overview

Issuer claims as published, checked 20 Oct 2026. Brands change hands and acceptance changes; check the issuer's site locator before relying on a station.

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