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Cheapest fuel cards in New Zealand, by published fees

New Zealand business fuel cards ranked by the recurring card and account fees each issuer publishes, worked out for a 5-vehicle fleet. Discounts differ a lot between NZ cards, so compare those on each card page too.

Figures from issuers' own pages, latest check 20 Oct 2026. Fees change, so confirm with the issuer before applying.

Not ranked: fees not published in full

The issuer doesn't publish these recurring fees in a form we can total (quoted per customer, "as notified", or not stated), so we list them without a rank.

Methodology: monthly total = the issuer's published per-card, account, plan or package fees for 5 cards, using the same fee model as our fleet calculator (lowest published plan where there are several; £/$/€0 where the issuer says there are no card or account fees). Amounts are as published, so some exclude VAT/GST. Per-transaction and low-spend fees are shown, not added. Pump prices, per-litre margins, network and late fees are not included. Equal totals share a rank (=).

Sources

Each card's source link above goes to the issuer page we read; every card page lists all its sources with the date checked. Changes we detect are logged on recent changes.